10/21/19

reflections: quotes to help you cope with fear

1) Listen to what you know instead of what you fear. 
- Richard Bach

2) Nothing in life is to be feared, it is only to be understood.
- Marie Curie

3) Of all the liars in the world, sometimes the worst are your own fears. 
- Rudyard Kipling

4) I believe that anyone can conquer fear by doing the things he fears to do... 
- Eleanor Roosevelt

5) You can discover what your enemy fears most by observing the means he uses to frighten you.
- Eric Hoffer

10/14/19

widowhood way back when: what inspired the widowed columbus

In honor of Columbus Day, here’s some interesting information about Christopher Columbus’s personal life we found on answers.com.

After several local voyages, Columbus found himself in Portugal, “…where he married Felipa Perestrelo e Monis, daughter of Bartolomeu Perestrelo, deceased proprietor of the island of Porto Santo.

The couple lived first in Lisbon, where Perestrelo's widow (aka Columbus’s mother-in-law), showed documents her husband had written or collected regarding possible western lands in the Atlantic, and these probably started Columbus thinking of a voyage of investigation.

Later they moved to Porto Santo, where his wife died soon after the birth of Diego, the discoverer's only legitimate child.

After his wife's death, Columbus turned wholly to discovery plans and theories, among them the hope to discover a westward route to Asia.”

The post goes on to say that while waiting in Spain for royal permission to discover the New World, “…the widowed Columbus had an affair with young Beatriz Enriquez de Harana of Cordova, who in 1488 bore his other son, Ferdinand, out of wedlock. He never married her, though he provided for her in his will and legitimatized the boy, as Castilian law permitted.”

Widowed or not – never underestimate the influence of in-laws!

10/10/19

haunting symptoms; part 2: feeling your deceased partner’s presence


(Excerpted from our book, Lost My Partner – What’ll I Do? Revised and Expanded Edition)

“Last night I suddenly woke up and was sure I could feel my husband lying there next to me, just like always. It was so reassuring that I was afraid to turn and look, in case it was all in my imagination.”

Many people report finding solace in having “conversations” with their deceased spouse/partner.

When you’ve lived with another person for a long time, their presence becomes a part of your physical landscape. Each room holds associations and memories of that person.

It’s not uncommon then, to experience a sense of your spouse/partner’s presence from time to time.

It can give you a comforting sense of connection to your partner in the early period after his or her death. It usually goes away with time.

Share your own experiences with us.

10/7/19

haunting symptoms; part 1: hallucinations




We’re not talking about the paranormal here.

We’re talking about the normal symptoms of hallucinations and/or a sense of your late partner’s presence that are a common reaction to losing a loved one.

Excerpted from our book, Lost My Partner – What’ll I Do? Revised and Expanded Edition, Parts 1 and 2 explain more about these sometimes comforting, sometimes worrying symptoms of the mourning process.

Hallucinations

“I was in the kitchen one day shortly after my wife died, when suddenly, I thought I smelled her perfume. There wasn’t a perfume bottle anywhere nearby, but the fragrance came to me very distinctly.”
Because bereavement is such an intense emotional experience, it’s normal for your senses to occasionally play tricks on you.

Many people report hearing, smelling, or even seeing their deceased spouse/partner. For most of you, this experience can be very comforting.

Sometimes, however, hallucinations continue to occur long after a loss or reflect images not related to your partner. Overmedication or drug interaction could be a possible cause. It’s important to check with your physician or mental health professional if hallucinations continue.

In Part 2, we’ll talk about experiencing your partner’s presence.

10/3/19

a young widow's perspective on financial planning




This information is by Sandi Duffy, a widowed mom with young children. We’re impressed by the sound advice Sandi offers in Financial Planning for Widowed Moms.

According to Sandi,"Once the funeral is over, you are left to pick up the pieces of your life and your children's lives. How are you going to do this? Where do you even start?

It's a cold hard fact that you need money to live, pay the bills, feed your children, etc. The first and most important thing you can do for yourself and your children is to gather all your late husband's assets, bank accounts, retirement funds, life insurance, etc. and get yourself to a certified financial planner. I cannot emphasize enough the word Certified Financial Planner. Not a friend of a friend of a friend who claims to be good with money. I had a colleague at work tell me she is really good with finances and would do mine. Really? Would she be able to tell me how to invest my money, so that I can draw an income from it every month? Would she be able to project how much college will cost in 18 years and then advise me how to invest, so that I can fund my children's educations?

Go to a real certified financial planner, someone who is highly recommended by more than one person. If you are unsure, interview a few of them. I spoke to three before I chose the one I am currently using.

The next most important thing is to find a good lawyer who specializes in wills and trusts. Again, find one who specializes in wills and trusts. My husband and I used a real estate attorney to do our wills, living wills, and durable power of attorney (POA). Thankfully we didn't have to use the POA because when I went to a lawyer who specializes in this, he told me it was all wrong and never would have been honored.

This is critical if you have young children. I have a trust set up that in the event of my death, the children receive one quarter of my estate at 25, one quarter at 30 and the remaining balance at 35. It names who will become their guardians and who will control the money they inherit.

Also, the amount of paperwork dealing with your spouse's estate that has to be filed with the IRS is daunting. Let an attorney handle it all.

I know it seems cold, but you really need to take care of the financial part of your spouse's death. It's also a good distraction. I recommend two books that specifically deal with financial issues for women: David Bach's Smart Women Finish Rich and Suze Orman's Women and Money."

Sandi goes on to say," 'They' say not to make any big decisions for a year. That's probably a good idea. If financially you can keep your house, keep it. I couldn't even think about packing up my house, showing it to strangers, uprooting my kids, finding new childcare...the list is endless.

If you don't need to make more money, don't switch jobs. I remember calling my former boss for a letter of reference, thinking I needed to make more money for our family. She grudgingly wrote the letter, not because she had negative feelings towards me, but she didn't think it was a good idea for me to make a change so soon. I remember her telling me she would write it, but hoped I would be calling her in a few years to update it because I didn't use the first one. She was right. I kept my job.

Changing jobs, moving, and losing a spouse (through divorce or death) are the three biggest stressors. Try to deal with just one at a time."

Sandi Duffy was widowed in October 2007 when her 44-year-old husband succumbed to Pancreatic Cancer.