8/7/09

how working affects young widowed survivor benefits



We came across SocialSecurityHop.com, a useful site that addresses some common questions about survivor benefits.

A question from a young woman who had been widowed and had to support young children was of particular interest:

My husband passed last year and I am collecting Social Security benefits for myself and my small children. Can I go to work part-time without losing these benefits? I am no where near retirement age but I am the caretaker of the my children. If I can, HOW MUCH am I allowed to make????????

According to SocialSecurityHop, you can get Social Security retirement or survivors benefits and work at the same time. But, if you are younger than full retirement age and earn more than certain amounts, your benefits will be reduced. The specifics vary from case to case, but in one instance, if you are younger than full retirement age during all of 2009, Social Security will deduct $1 from your benefits for each $2 you earned above $14,160.

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